Our dedicated relationship managers will understand your needs and design a tailored borrowing solution which will suit your business requirements.
At Pilatus Bank we take pride in supporting our clients in growing their business. We understand the challenges of running a business and the need for short, medium and long-term capital being fundamental to the business sustainability. We offer our corporate clients credit solutions tailored to their specific needs, be it for the purpose of expanding their business, a commercial mortgage or project financing.
We commit ourselves to work closely with our clients to agree on repayment terms that best suit our clients’ cash flow profile and their liquidity requirements. Pilatus Bank offers a range of fixed or variable interest rate facility options that can be linked to LIBOR rates depending on the loan currency. Our interest rates depend, amongst others, on your circumstances, loan-to-value and collateral quality. Our credit lines are generally secured by property, investment grade securities and currencies; however, we assess each potential loan individually and consider other asset types to secure your lending requirements.
At Pilatus Bank we also offer a range of flexible overdraft solutions in major currencies for your short-term borrowing requirements. Overdraft facilities can be granted on secured or unsecured basis. Such facilities are often granted on shorter terms and with higher interests. We work closely with our clients to provide them with the feasible options for their business needs. All credit applications are subject to our internal credit quality and affordability checks. Our advantage is agility. We can provide our resources to meet our clients’ needs due to our understanding that most business decisions today are time sensitive.
We require our clients to maintain a current account with Pilatus Bank in order to consider a credit application. All credit applications are subject to our internal credit quality and affordability checks.